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Category: equity indexed annuities

Selling Equity Indexed Annuities To Seniors

Published on October 24, 2008 in equity indexed annuities by Bob Richards

Seniors and pre-retirees generally form a major percentage of people who buy annuities. This is so because people start thinking about earning a constant income post retirement at this age. On the other hand, at this seniority, most people also have enough money to invest in annuities and other financial products. There is a huge Read more...

The Mathematics of Selling Equity Index Annuities

Published on October 23, 2008 in equity indexed annuities by Bob Richards

If you want to sell a lot of your product and do it ethically, you must be an expert.  You cannot and should not sell annuities that you don't understand. Unfortunately, the majority of agents selling equity index annuities don't understand the basic math of compounding. Let me illustrate (refer to table below). The compounded Read more...

Selling Equity Indexed Annuities To Seniors

Published on September 12, 2008 in equity indexed annuities by Bob Richards

Seniors and pre-retirees generally form a major percentage of people who buy annuities. This is so because people start thinking about earning a constant income post retirement at this age. On the other hand, at this seniority, most people also have enough money to invest in annuities and other financial products. There is a huge Read more...
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